---
title: spot.is Payments
description: spot Payments gives your tenants a fast, secure way to pay their bill through a simple, branded web page — no portal login, no password resets, no friction!
---

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3. [Payments](https://learn.tryswivl.com/spot-is-qr-codes?hsLang=en#payments)

# spot.is Payments

## spot.is Payments\* give your tenants a fast, secure way to pay their bill through a simple, branded web page - no portal login, no password resets, no friction!

Instead of forcing tenants to remember usernames or navigate a full tenant portal, swivl sends them straight to a one-click payment experience that works beautifully in web chat, SMS, and voice interactions. 

This means fewer abandoned payments, fewer support calls, and more rent collected on time.  
***\*Currently available for StorEdge, Sitelink, and SSMCloud users only***

***Please ensure your StorEdge permissions are set up correctly to enable this feature. More info [here](https://learn.tryswivl.com/storedge-api-permissions-for-swivl-payments?hsLang=en).***

***SSMCloud user? Check for correct setup [here](https://learn.tryswivl.com/ssm?hsLang=en).***

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### **How It Works**

When attempting to make a payment, a tenant is typically directed to a website login page, which can be a hassle if they don't know username or password. spot.is payment pages allow them to authenticate the phone number attached to their lease, after which they'll be sent a link where they can enter their card info to pay. This process also works for those with multiple leases, allowing the tenant to choose which one they'd like to make a payment toward.

![image (3)](https://learn.tryswivl.com/hs-fs/hubfs/image%20(3).png?width=313&height=448&name=image%20(3).png)

### **Turning on spot.is Payments for your Tenants**

#### **Inbound Requests**

1. Navigate to Property Manager → Cortex → Pay Bill (Note that you'll see two worksheets - [Account Management → Pay Bill](https://v3.swivl.studio/properties/page/cortex/account-management/pay-bill) controls the experience through web chat, and [Voice → Pay Bill](https://v3.swivl.studio/properties/page/cortex/voice/voice-pay-bill)controls the experience if you have our Voice agent set up (visible to Disruptor tier only)
2. Toggle "on"  the "Use spot Payment Pages" feature.
   
   ![](https://learn.tryswivl.com/hs-fs/hubfs/image-png-Jan-28-2026-10-38-39-2723-PM.png?width=244&height=50&name=image-png-Jan-28-2026-10-38-39-2723-PM.png)
3. Adjust the messaging as you see fit. **User:ShortURL** is the spot.is payment link that will be sent:![](https://learn.tryswivl.com/hs-fs/hubfs/image-png-Jan-28-2026-10-49-17-1016-PM.png?width=349&height=169&name=image-png-Jan-28-2026-10-49-17-1016-PM.png)

 

#### **Outbound Requests**

1. Navigate to Property Manager → Cortex → Sequences → [Past Due Payments](https://v3.swivl.studio/properties/page/cortex/sequences/pastdue). Here you can update SMS, Email, and Voice (Disruptor tier only)
2. Toggle "on"  the "Use spot Payment Pages" feature.
3. Adjust the messaging as you see fit. **User:ShortURL** is the spot.is payment link that will be sent:  
   ![](https://learn.tryswivl.com/hs-fs/hubfs/image-png-Jan-28-2026-10-51-39-6131-PM.png?width=354&height=181&name=image-png-Jan-28-2026-10-51-39-6131-PM.png)

***Note - permissions also need to be updated on the StorEdge side. Please see instructions regarding this setup* [here](https://learn.tryswivl.com/storedge-api-permissions-for-swivl-payments?hsLang=en).**

### **What Tenants See**

- **Branding**: Your location name, contact details, and hours are clearly displayed from the [Details](https://v3.swivl.studio/properties/page/details) section of Property Manager (colors too from the [Brands](https://v3.swivl.studio/properties/page/brands) section).
- **Confirmation**: A clean, simple confirmation once the payment is processed.

![](https://learn.tryswivl.com/hs-fs/hubfs/image-png-Jan-28-2026-10-44-58-8205-PM.png?width=267&height=305&name=image-png-Jan-28-2026-10-44-58-8205-PM.png)

- **No Login Required**: Just click, pay, and go.

spot.is Payments are a great way to reduce friction, improve collections, and give tenants a convenient way to stay current with their accounts.

### **Multi-Location Payments**

Tenants with leases at multiple locations can now manage and pay all balances from a single payment page. The Payments UI automatically displays all eligible units tied to the tenant, grouped by location, for a simpler checkout experience.

![](https://learn.tryswivl.com/hs-fs/hubfs/image-png-May-06-2026-03-39-27-3905-PM.png?width=670&height=676&name=image-png-May-06-2026-03-39-27-3905-PM.png)

Users can:

- View balances across multiple locations
- Select specific units to include in the payment
- Pay multiple balances in a single transaction

This update reduces friction for **tenants with more than one unit** and makes managing payments across locations much more convenient.

### **What Happens If a Payment Link Expires?**

For your tenants' security, spot.is payment links are only valid for **30 minutes** after they're sent. If a tenant tries to use a link after that window, they'll see a friendly "Your payment link has expired" message instead of the payment page.

The good news: tenants can get a new link on their own, no need to loop you in. How they do it depends on how they got the original link:

- **Got the link by text?** They reply "pay bill" to that same number.
- **Called in?** They call or text that number back and ask for help paying their bill.
- **Started in webchat?** They return to the website where they first chatted and ask to pay their bill again.
- **Got it by email?** They use the webchat link above to start over.

![](https://learn.tryswivl.com/hs-fs/hubfs/image-png-Jul-09-2026-04-04-32-1525-PM.png?width=246&height=400&name=image-png-Jul-09-2026-04-04-32-1525-PM.png)

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